Small loans.
Flexible.
Easy.

same day funds for up to $5,000

I want to borrow

Amount$1,000
Repayment2 months
Warning About Borrowing
Safe and secure. 5 min application

Proudly Local

Australian Team

Quick & Easy Loans

Same Day Funds

Money In the Same Day

Payments In 60 Seconds

mb
$
$
$
Meet Your Buddy

Your money. Your buddy.

Buddy is here to make sure getting a loan isn't stressful. No confusing jargon, no hidden fees, no runaround. Just a mate who helps you get the cash you need, when you need it.

5 min
Application
Same day
Approval
$0
Hidden fees
Why Choose Us

Why MoneyBuddy?

We make borrowing simple, transparent, and fair for all Australians.

Easy Application

Apply online in under 5 minutes. No paperwork, no lengthy forms. Just a simple, straightforward process.

Real-Time Decision

Get an instant assessment. Our smart technology evaluates your application quickly and fairly.

Money in Minutes

Once approved, funds are transferred directly to your bank account — often within the same day.

Your MoneyBuddy Loan Snapshot

$
$
$
$
$mb
$

Borrow Between

$500 To $5,000

No Hidden Fees

Payout Early For Discount

Flexibility

Smart, Flexible Payment Solutions

Buddy Boost

Loan amount: $500 - $2,000

Term length: 5 weeks to 6 months

Fees: 20% establishment + 4% monthly

Example

Term
4 months
Loan Amount
$1,000
Establishment Fee
$200
Total monthly fees
$160
Total repayable
$1,360
Repayment
$80.01/week

Buddy Plus

Loan amount: $2,000 - $5,000

Term length: 9 weeks to 2 years

Fees & interest: $400 establishment + 47.80% p.a. (comparison rate 63.29% p.a.)

Example

Term
6 months
Loan Amount
$2,500
Establishment Fee
$400
Total interest
$377.29
Total repayable
$3,277.29
Repayment
$125.87/week

The comparison rate is based on an unsecured $2,500 loan repaid weekly over 6 months.

WARNING: This comparison rate applies only to the examples provided and may not reflect all fees and charges. Actual rates may vary depending on your loan amount, term, and circumstances.

Examples assume repayments are made on time in line with your loan agreement. Additional charges may apply if payments are missed or delayed.

Simple Process

How It Works

Getting a loan with MoneyBuddy is quick and simple. Here's how.

STEP 01

Apply Online

Complete our simple online application in under 5 minutes. No paperwork needed.

STEP 02

Get Approved

Receive a real-time decision. Our smart assessment is fast and fair.

STEP 03

Money in Minutes

Once approved, funds are transferred directly to your bank account.

Reviews

What Our Customers Say

Real feedback from real Australians who've used MoneyBuddy.

Trustpilot
Feb 2026

Really good and actually responds to emails

Really good and actually responds to emails

S
Shar Romanes
Jan 2026

Fantastic staff

Fantastic staff - so helpful and friendly. Couldn't recommend a speedier service

A
Alexia Catenacci
Dec 2025

Quick loan without the usual hassle

I needed a quick loan to pay off some medical bills. MoneyBuddy got me the funds quickly and easily, without the usual hassle that other loan companies present with. Very happy with the service, will use again.

R
Rebecca B

Frequently Asked Questions

Everything you need to know about borrowing with MoneyBuddy.

To be eligible for a MoneyBuddy loan, you'll need to be at least 18 years old and earning a steady income. This can come from full-time or part-time employment, as well as government benefits or pensions. If your income is solely from benefits or a pension, your application may still be considered but will be subject to additional checks. At MoneyBuddy, we practice responsible lending. That means we'll only approve your loan if we can see you'll be able to manage your repayments comfortably. If borrowing could put you under unnecessary financial stress, we won't proceed.

Apply during standard business hours, and once approved, your loan funds can often reach your account on the same day. In some cases, depending on your bank or additional verification, your funds may not arrive until the following business day.

MoneyBuddy makes borrowing simple. Our online application is fast, transparent, and designed to give you an answer quickly. You don't need to visit a branch — everything can be completed from the comfort of your home, with funds transferred as soon as the same day once approved.

With MoneyBuddy, you can access a range of short-term loan options tailored to your needs. Borrow between $500 and $2,500 with clear terms, flexible repayment schedules, and no hidden charges. Whether you need a smaller cash boost or a larger amount, we've designed our loans to be straightforward and stress-free.